Critical illness insurance helps cover the gap
This coverage eases the financial burden of out-of-pocket expenses if you’re diagnosed with a covered critical illness, so you can focus on your treatment, care and recovery.
Ease the financial stress of facing a critical illness condition
Critical illness insurance provides a lump-sum benefit to help with out-of-pocket costs when diagnosed with a covered condition. Examples of out-of-pocket expenses include:
- Deductibles and co-pays
- Out-of-network treatment and additional medical procedures
- Travel, lodging and meals during treatment
- Rehabilitation and home health services
Tony’s benefits story
Commonly covered conditions
Critical illness insurance helps cover out-of-pocket costs for a range of conditions, including:
- Heart attack
- Stroke
- End-stage renal (kidney) failure
- Coronary artery disease
- Cancer
- Coma
Benefits story: How critical illness benefits help
After celebrating his 45th birthday, John was at home when he had a heart attack. Thankfully, John recovered.
John’s benefits helped cover his out-of-pocket expenses for:
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Diagnostic tests
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Fitness membership for health
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Bypass surgery
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Stress test
For illustrative purposes only. These benefit stories aren’t intended to depict real people.
Popular features in the policyholder portal to help you use your benefits
Check on policies and personal info
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See the status and get a copy of your policy
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Check your premium amount and due date
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Update your billing contact information and make payments
File and review claims online
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File or check on the status of a claim
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Set up direct deposit for quicker benefit payment
Employers and HR representatives
Find out more about offering Colonial Life individual or group critical care illness insurance for your employees.
Policy forms marketed by the company are too numerous to list in the advertisement, but a list can be provided upon request.