Hawaii
Understanding paid leave
Hawaii provides paid medical leave (PML) income replacement benefits for eligible workers who need time off from work for qualifying reasons. This state program is called the Temporary Disability Insurance (TDI).
Hawaii TDI: Coverage and cost
Learn about your state rules and eligibility.
Coverage options
State plan: None.
State-approved private plan: Must provide PML benefits through a state-approved private plan or a self-funded plan.
Employer coverage
Available for most private employers with Hawaii employees. For exceptions, please refer to the Hawaii website noted on this page.
Employee eligibility
Must be in current employment for at least 14 weeks in Hawaii, paid for 20+ hours and earning a minimum of $400 in the year prior to the first day of disability.
Leave reasons
PML: Employee's own serious health condition.
Job protection
Hawaii PML (TDI) does not provide job protection.
PFML benefits
Benefit percentage: 58% of average weekly earnings.
Maximum weekly benefits: If average weekly wage is less than $26, PML benefit is the average weekly wage but not more than $14. The total maximum weekly benefit is $837.
Waiting period: 7-day waiting period (elimination period).
Maximum duration: 26 weeks maximum.
Cost
Employee: The maximum cost for an employee is one half of the plan’s cost but not more than 0.5% of the employee’s weekly earnings, or $7.21 per week, whichever is less. Taxable wage base: $61,958.21.
Employer: The employer is required to fund the additional cost above the employee maximum contribution limit.
Program timeline
Program enacted: 1969
Need more information? Visit Hawaii’s website for additional details.
How Colonial Life can help
Colonial Life offers a choice of disability insurance plans that can complement benefits for Hawaii and help bridge coverage gaps. Reach out to our sales representatives to learn more about our disability solutions.