State plan: Provides a baseline of benefits that all covered employers must offer.

State-approved private plans: Option to offer an approved private plan that meets or exceeds state benefits.

All employers are covered by Maine PFML with some exceptions:

• Federal government, tribes and self-employed.
• Tribes and self-employed may opt-in.

Individuals who have earned at least six times the state average weekly wage in wages subject to premiums during the individual’s base period. Base period is the first four of the last five completed quarters immediately preceding the benefit year.

Self-employed individuals may opt in for coverage.

Public employees who are not subject to a collective bargaining agreement are covered by the program in the same manner as private sector employees.

PML: Employee's own serious health condition.

PFL: Caring for a family member, bonding, qualifying exigency, military caregiver and safe leave.

Benefit percentage: Employees will receive up to 90% of their average weekly wage on a sliding scale.

Waiting period:

• PML: 7 days.
• PFL: No waiting period.

Maximum duration: 12 weeks of paid leave per benefit year.

• Employers with 15 or more employees must contribute 1% of wages. May deduct half of this contribution from the employee's wages.
• Employers with less than 15 employees must contribute 0.5% of wages and may deduct the entire amount from the employee's wages.
• Self-employed individuals that opt into PFML must contribute 0.5% of their income