State plan: Provides a baseline of benefits for state government employees. Private employers and employees can opt into the state-sponsored plan. The state plan is also available to employers as a group plan and to workers as an individual plan if their employer does not provide NH PFML insurance or equivalent benefits.

New Hampshire state government employers: Provide PFML coverage to their employees.

All other employers (private and non-state public employers): May voluntarily participate in PFML. Employers must have a physical location in NH to be eligible to participate.

State government employees: All state government employees are eligible.

All other NH employees: NH employees working for an employer that does not provide coverage may purchase individual coverage. There is a one-time 7-month waiting period. There is also a one work week unpaid elimination period that must be met.

State government employees: Caring for a family member, bonding, qualifying exigency and caring for a service member.

Voluntary coverage: Leave reasons include the leave noted above but also includes medical leave if their employer does not offer short term disability insurance.

Pay during leave: 60% of the employee's average weekly wage is capped at the Social Security wage base.

Waiting period:

• State plan: 7 days.
• Individual plans: There is a one-time 7-month waiting period. There is also a one work week unpaid elimination period that must be met.

Maximum duration:

• State plan: Provides up to six weeks per year for specified leaves of absence from the workplace.
• Employer-sponsored plans: 6 weeks of wage replacement per benefit year with an option of 12 weeks per year.
• Individuals that purchase their own coverage: 6 weeks per year.

Employee:

• State employees: No cost.
• Individuals who opt in to private plan: No more than $5 per week.

Employer:

• State employers: Pay full contribution.
• Participating NH employers: May elect to pay all or part of employee contribution.